Life Insurance

Melbourne Insurance Agency provides the Life Insurance that will protect your family.

Protect your family with adequate life insurance

 

Why should YOU buy life insurance?

If you are planning for your future, it is essential that you consider purchasing life insurance.
A good life policy will come in handy if you must...

 

  • Continue providing for your dependents
  • If you have people in your life that depend on your income, life insurance can ensure their wellbeing and comfort. Life insurance is often extremely attractive to parents with young children. Additionally, life insurance can often be good for couples in which one of the partners would be in financial trouble if the other partner died. Dependent adults, such as parents, siblings, or adult children who continue to rely on you financially, can also benefit from your purchase of a life policy.



  • Cover final expenses
  • After you pass on, you will have funeral and burial costs, probate, and other estate administration costs, debts and medical expenses. Life insurance can cover these costs and take the burden of paying them off for your family.



  • Provide your heirs with an inheritance
  • If you name your dependents as beneficiary, your life insurance policy can provide them with an inheritance.



  • Pay federal and state death taxes
  • Often, after a death, your heirs will have to liquidate some of the assests in order to pay your estate taxes.



  • Contributing to charities
  • If you list a charity as one of the beneficiary of your life insurance, you can make a much larger contribution than if you donated the cash equivalent of your policy's premiums.





A variety of life insurance options exist. Whether you opt for term life, whole life, or a different type, life insurance is always a good investment. Contact Melbourne Insurance Inc. for a quote or call to speak to representative.